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The financial industry is very complex, the bank has characteristics, is profit working as time and risk hysteresis quality mispairing, after lending the loan, when the profit the time increases. Ordinary circumstances next 3 years later will present the risk, 5 years later the non-performing loan can increase, 7 years later will form the loss.
The mispairing of this profit and risk, often makes the bank only see that the profit has neglected the risk. In the especially current currency serious situation, 7% or higher inflation situation was still continuing, has expedited ‚profiteer’ such one group of people, presented anything ‚wool war’ and ‚silkworm cocoon war’ and ‚tobacco war’ to fight for the resources various wars.
To the banking industry, one carelessly is the total destruction, the bank goes bankrupt is not the strange matter.
Li He also hopes to manage with steady steps, but the time does not wait for the person, now the golden period of expansion of Chinese Banking industry, holds has been able a flying culmination. The conservative style does not suit him at present, must the turbulent current enter bravely.
Compared to domestic bank low service efficiency, he has the superiority, some banks in current home were still doing the contracting system, the household management responsibility system have achieved the achievement in the rural area, demonstrated that in the small and medium-sized enterprise the might, had also broken through in the enterprises, therefore the banking industry was eager to try, the theoretical design of bank contracted management arose spontaneously, made the target by the profit, the determination contract duty and definite wages bonus.
The effort that makes nothing but is staff goes out embraces storage Shouchu, visits to serve, then stresses the accumulation, assignment and the use fund.
Liu Laosi looked to Li He, saw his affirmative nod, said, „line, I next time will try.” How he can take to disburse money the doubts regarding a small card, this has surpassed his cognition.
Comes out from the bank, two people are not willing to return to the hotel with the car(riage), must directly soar the train station to go.
Li Hui said, „Er He, you didn't go home to celebrate the new year?”
„Temporarily a little matter cannot go back.” Li He continues to say with a smile, „you help me and bring greatly strongly the third child on the line, they will listen my.”
Liu Laosi layer on layer/heavily nods, „does not have the issue. Went back to tell them, when celebrated the new year, year later led them to come together.”
He just turned around with Li Hui, Li He has stopped by calling them, said, „asked old Yang one, if he wanted , the belt/bring came out together.”
He suddenly thinks that Yang Xuewen, has had no reason the belt/bring not to come together, no matter wants, must say one.
„Becoming.” This time Liu Laosi determined that Li He did not have issue, turned around.
Li He is driving, Wu Shuping sits on the copilot, asked, „Mr. Li, will walk the day after tomorrow?”
„Did airplane ticket subscribe?”
Wu Shuping affirmative nod, said, „has decided.”
„That walks.” Li He has thought very much what Fang and son, thought had several evenings unable to sleep.
He drives the hotel, after stopping, the key loses to the driver who welcomed, no longer managed. He has not entered the room, was welcoming slightly the piercing wind, raised up the collar, by smokes in the corner of hotel.
At noon, the pedestrian of coming and going, the car(riage) sound, the bell sound of bicycle, the guardian reproved child's voice loudly, back and forth shuttled back and forth on the street.
At his status and age, or is the psychological age, has not needed to disguise as suave and experienced, his anything does not lack, wanting anything even only to need a look, the surroundings people can comprehend.
He has lacked prospects probably more and more, starts to fondly remember the brickwork joint to dig out money the day, money does not buckle from the gap between teeth, cannot buckle. Oneself are emptying the mouth, must make wife some eat, must make child some eat.
He loves to talk about in oneself young job for a lifetime, even if hard times, he can receive, moreover is easy to satisfy, has the sense of achievement frequently.
He does not know suddenly did not have the heart, was the ambition was big, was not easy to satisfy to anything, was very difficult the thing to make him have the sense of achievement. His present existence was intentionally fan these starts to struggle from the birth, to the slap and slap in the face of person now does not have a thing in the world.
Shakes the head, no longer thinks these matters, oneself look for trouble to oneself.
He has been possible to draw back roadless, gets rid arduously, starts to enjoy the life is just tight.
Returns to Hong Kong time, got out of the airplane escaping the feather lined jacket, this time was the loudspeaker all picks.
The loudspeaker has all been cooking under the saliva to Wu Shuping unconscious attracting, good half to say to Li He, „Mr. Li, you boards.”
After Li He boards asked, „what recently was busy at?”
Loudspeaker entire drives while said that „made the movie, our movies have shot.”
„Is so quick?”
The loudspeaker all said, „this half years, are slow, others are 23 months a flat and thin piece. I want to kill that director, was too slow.”
„. Does not worry, the mill knife does not harm the chopping firewood labor.” Li He continues saying that „has time I to have a look. What matters recently didn't have other?”
The loudspeaker all thinks to shake the head saying that „did not have, was ominous, Mr. Shen who the real estate market fell was quite busy, was not busy receiving the property under construction, was busy relocating, he patted New Territories that side place. That side hard to deal with character were too many.”
Wu Shuping got out from the half-way, takes taxi to walk. The loudspeaker finally was all daring swallowing of big mouth to her back.
what Fang is also a morning meets the news, hugs the child to stand in the entrance, often looks around toward outside. She is graceful from the stature, to the bucket of pregnancy, in does not dare to wear the low shorts to the present, on the waist had the flab, does not dare to reveal.
Saw that the vehicle comes out from the mountain road, the child who probably bosom child can understand her to speak results, said, „takes a look, the father came back, the father came back.”
Li He got out to pick up from her arms the child, then has kissed one, embraced what Fang the shoulder saying that „what you did come out to make? Is waiting at home and that's the end.”
The loudspeaker all just about to gets out, sees this scene, the close vehicle door that takes a look , the vehicle turned around walks.
what Fang said, „idles is also idling. What kind , is that side cold?”
„Cold, naturally is cold. However compared with northern cold, that side does not depend on the sea, the humidity is big, frozen non- deceased person.”
what Fangcou on him smelled, said, „hurries to take a bath.”
Went upstairs has put in the cradle the child, looked for the clothes to Li He, looked for the razor blade.
Li He comes out from the bathroom, does not need water to polish, face upwards lying down on the bed, assumes the big glyph directly all of a sudden, appears very relaxed, with usually just like different.
what Fang is angry no wonder that „water clean has not gone to bed.”
At the same time said that has not forgotten side to scrub the body with the towel to him.
A Li He non- throat drew the bosom her, hehe said with a smile, „thought?”
what Fang stares the big eye saying that „wants to do?”
„Practices to hang the files.”
„.” what Fang startled.
Two people never felt that such near, then day that started not to be hot-tempered shamelessly.
( To be continued......) r
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